# Fidelity® Rewards Visa Signature® Card

> Earn 2x on all purchases. $100+ in statement credits per year. No annual fee.

Canonical page: https://cardstack.money/cards/fidelity-rewards-visa-signature-card
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

## At a glance

- Issuer: Elan Financial Services
- Network: Visa
- Annual fee: $0
- Rewards program: Fidelity Rewards
- Total statement credits value: $100 per year
- Net value after annual fee: +$100 per year (credits value minus fee)
- Welcome offer: $150 cash back after you spend $1,000 on purchases in the first 90 days from account opening. Offer varies; verify the current terms before applying.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 2x | All other purchases | Base earn rate |

## Statement credits

### Global Entry / TSA PreCheck Credit - $100/yr ($100 every 4 years)

Earn up to $100 in Reward Points when you use your card to pay the Global Entry or TSA PreCheck application fee (every 4 years).

- Resets: Every 4 years
- Where to redeem: Charge the Global Entry or TSA PreCheck application fee to your card
- Details: https://cardstack.money/benefits/fidelity-rewards-visa-signature-card-global-entry-tsa-precheck-credit.md

## Other benefits

- **Unlimited 2% Cash Back**: Earn unlimited 2% cash back (2 Reward Points per $1) on eligible net purchases when redeemed as a deposit into an eligible Fidelity account, with no caps, category restrictions, or expirations.
- **Rewards Redemption**: Redeem Reward Points as a deposit into an eligible Fidelity account (brokerage, Cash Management, Roth or traditional IRA, 529 college savings, or HSA) to realize the full 2% value. Points can also be redeemed for statement credit, travel, gift cards, and merchandise, though redemption values may be lower than a Fidelity account deposit.
- **No Foreign Transaction Fees**: No fee is charged on purchases made outside the United States.
- **Auto Rental Collision Damage Waiver**: Decline the rental company's collision damage waiver and charge the eligible rental to your card for coverage against damage or theft for rentals up to $75,000 at no cost to you.
- **Zero Fraud Liability**: You are reimbursed for 100% of fraud losses due to unauthorized account use and are not held responsible for unauthorized transactions.
- **Visa Signature® Benefits**: Access to Visa Signature concierge, the Luxury Hotel Collection, and travel and purchase protections where applicable.


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CardStack automatically tracks the Fidelity Rewards Visa Signature Card's $100 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863