# Crystal Visa Infinite®

> Earn up to 3x on travel and 3x on flights. $470+ in statement credits per year. $400 annual fee.

Canonical page: https://cardstack.money/cards/crystal-visa-infinite
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

## At a glance

- Issuer: City National Bank
- Network: Visa
- Annual fee: $400
- Rewards program: Crystal Rewards
- Total statement credits value: $470 per year
- Net value after annual fee: +$70 per year (credits value minus fee)
- Welcome offer: 50,000 points after you spend $4,000 in the first 3 months.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 3x | Travel |  |
| 3x | Flights |  |
| 3x | Hotels |  |
| 3x | Dining |  |
| 3x | Transit |  |
| 1x | All other purchases | Base earn rate |

## Statement credits

### Airline Incidental Credit - $350/yr ($350 annual)

Up to $350 statement credit per account, per calendar year for qualifying airline incidental purchases.

- Resets: Calendar year (per cardholder)
- Where to redeem: Eligible airline incidental charges
- Details: https://cardstack.money/benefits/crystal-visa-infinite-airline-incidental-credit.md

### Global Entry Credit - $120/yr ($120 every 4 years)

$120 statement credit when you pay the Global Entry application fee with the card. If approved, includes TSA PreCheck® at no additional charge.

- Resets: Every 4 years
- Where to redeem: Application fee for Global Entry charged to the card
- Details: https://cardstack.money/benefits/crystal-visa-infinite-global-entry-credit.md

## Featured benefits

- **Priority Pass Select** (Airport lounge access): Complimentary Priority Pass Select membership with access to 1,300+ airport lounges worldwide for the cardholder and accompanying guests per lounge rules; enrollment required.
- **Visa Infinite Car Rental Privileges** (Avis, Hertz, and National benefits): Visa Infinite luxury car rental privileges: special discounts and upgrades when booking Avis, Hertz, National, and Audi on demand with your card.

## Other benefits

- **Earn rule**: 3x covers a wide range of travel + dining: airline, hotel, taxi (including Uber and Lyft), limousine, rental car, train, bus, restaurant, fast food, takeout food. 1x on all other purchases.
- **Earn rule**: Up to $550 Airline Lounge Club Membership Credit per calendar year unlocked after $50,000 yearly card spend (applies to any airline lounge club worldwide). Schema-limited spend tier.
- **Visa Infinite Hotel Privileges**: VIP welcome and complimentary breakfast at select Relais & Châteaux properties (~500 luxury hotels worldwide).
- **Visa Infinite Luxury Hotel Collection**: Curated booking access to brands like Peninsula, Park Hyatt, and Shangri-La with on-property benefits.
- **Crystal Card® Concierge**: 24/7 dedicated concierge for airline/hotel/restaurant reservations and personal/business requests.
- **Troon Rewards® & Troon Privé**: Access to high-end private golf clubs nationwide with savings on tee times, merchandise, and instruction.
- **Beacon Theatre Preferred Seating**: Access to City National Bank preferred seating at Beacon Theatre live entertainment events in NYC.
- **Air Travel Flexibility**: Use Rewards Points to purchase airline tickets on most national and international carriers anytime, with no blackout dates.
- **City National Rewards Points**: No cap on points; points do not expire as long as the account remains open.
- **Auto Rental Collision Damage Waiver (primary)**: Decline the rental company's CDW and pay with the card to receive primary collision/theft coverage.
- **Personal Identity Theft Protection**: Reimbursement for certain costs incurred restoring your identity after theft or unauthorized use.
- **ID Navigator Powered by NortonLifeLock™**: Identity-monitoring and incident-response tools.
- **Visa Zero Liability**: Protection from liability for fraud and theft on the card.
- **Trip Cancellation / Trip Interruption Protection**: Coverage for non-refundable trip costs when canceled or cut short for covered reasons; limits and exclusions apply.
- **Trip Delay Reimbursement**: Coverage for unreimbursed expenses on covered travel delays; limits and exclusions apply.
- **Lost Luggage Reimbursement**: Coverage for lost or damaged checked or carry-on baggage on covered trips; limits apply.
- **Hotel Theft Protection**: Coverage for theft of personal property at participating hotels; limits and exclusions apply.
- **Travel Accident Insurance**: Common-carrier travel accident coverage; limits apply.
- **Emergency Evacuation and Transportation**: Coverage for medical evacuation and emergency transportation services; limits and exclusions apply.
- **Travel and Emergency Assistance Services**: 24/7 coordination for medical/legal referrals, emergency cash distribution, emergency card replacement, roadside dispatch, and missing-luggage assistance.
- **Price Protection**: Refund the difference if a covered item drops in advertised price within a limited window after purchase; limits and exclusions apply.
- **Purchase Security**: Coverage for eligible new purchases against damage or theft for a limited period after purchase.
- **Return Protection**: Reimburse the purchase price if the seller won't accept a return within a limited time; limits and exclusions apply.
- **Extended Warranty Protection**: Adds time to the manufacturer's U.S. warranty on eligible purchases; limits and exclusions apply.
- **Family Card Functionality**: Set individual spending limits and monitor transaction activity per authorized user.
- **No Foreign Transaction Fees**: No foreign transaction fees on purchases processed outside the U.S.
- **Authorized User Fee**: $95 additional card fee upon issuance and annually for each card after the first.


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CardStack automatically tracks the Crystal Visa Infinite's $470 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863