# Citi Strata Premier® Card

> Earn up to 10x on hotels and 3x on dining. $100+ in statement credits per year. $95 annual fee.

Canonical page: https://cardstack.money/cards/citi-strata-premier-card
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

## At a glance

- Issuer: Citi
- Network: Mastercard
- Annual fee: $95
- Rewards program: ThankYou Rewards (https://cardstack.money/programs/thankyou-rewards.md)
- Total statement credits value: $100 per year
- Net value after annual fee: +$5 per year (credits value minus fee)
- Welcome offer: 60,000 ThankYou points after you spend $4,000 in the first 3 months.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 10x | Hotels | Travel Portal Only |
| 3x | Dining |  |
| 3x | Groceries |  |
| 3x | Gas & EV Charging |  |
| 3x | Flights |  |
| 3x | Hotels |  |
| 1x | All other purchases | Base earn rate |

## Statement credits

### Annual Hotel Benefit - $100/yr ($100 annual)

Once per calendar year, $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through cititravel.com or 1-833-737-1288. Benefit applied instantly at time of booking.

- Resets: Calendar year
- Where to redeem: Single hotel stay of $500+ (excluding taxes and fees) booked through cititravel.com or 1-833-737-1288
- Details: https://cardstack.money/benefits/citi-strata-premier-card-annual-hotel-benefit.md

## Other benefits

- **The Reserve by Citi Travel**: Hotel collection on cititravel.com with on-property benefits including daily complimentary breakfast for two, free Wi-Fi, and a $100 experience credit (varies by property). Subject to availability: early check-in, late check-out, and room upgrades. Select a Reserve Hotel rate at checkout to receive the benefits.
- **ThankYou Points Transfer**: Transfer points (no fee, 1,000-point minimum) to JetBlue, Virgin Atlantic, Cathay Pacific, EVA Air, Choice Hotels, The Leading Hotels of the World, and other partners.
- **Citi Travel**: Book flights, hotels, car rentals, and attractions using your card, points, or a combination. Access to 1.4M+ hotels and resorts worldwide.
- **ThankYou.com Redemptions**: Redeem points for gift cards, cash back, and more at thankyou.com.
- **Shop with Points**: Redeem ThankYou points at participating merchants like Amazon, PayPal, and CVS.
- **Citi Entertainment**: Special access to presales and exclusive experiences for thousands of concerts, sporting events, and arts and culture experiences.
- **Travel & Shopping Protection**: Includes Trip Delay Protection, Enhanced Trip Cancellation and Trip Interruption Protection, Lost or Damaged Luggage, MasterRental Coverage (car rental insurance), Extended Warranty, and Purchase Assurance Plus.
- **Mastercard ID Theft Protection**: Free identity-monitoring program through Mastercard that alerts you to suspicious activity. Enrollment required.
- **Citi Flex Pay**: Buy now, pay later option on eligible purchases.
- **No Foreign Transaction Fees**: No foreign transaction fee on purchases processed outside the U.S.


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CardStack automatically tracks the Citi Strata Premier Card's $100 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863