# Citi Prestige® Card

> Earn up to 5x on dining and 5x on flights. $350+ in statement credits per year. $495 annual fee.

Canonical page: https://cardstack.money/cards/citi-prestige-card
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

## At a glance

- Issuer: Citi
- Network: Mastercard
- Annual fee: $495
- Rewards program: ThankYou Rewards (https://cardstack.money/programs/thankyou-rewards.md)
- Total statement credits value: $350 per year
- Net value after annual fee: $-145 per year (credits value minus fee)

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 5x | Dining |  |
| 5x | Flights |  |
| 5x | Travel |  |
| 3x | Hotels |  |
| 1x | All other purchases | Base earn rate |

## Statement credits

### Annual Travel Credit - $250/yr ($250 annual)

Automatic statement credit for the first $250 in eligible travel purchases each calendar year. What qualifies as travel is determined by the merchant category code on the charge.

- Resets: Calendar year
- Where to redeem: Eligible travel purchases (airlines, hotels, car rentals, and similar merchants that code as travel)
- Details: https://cardstack.money/benefits/citi-prestige-card-annual-travel-credit.md

### TSA PreCheck/Global Entry - $100/yr ($100 every 4 years)

Statement credit toward Global Entry or TSA PreCheck application fee (typically once every 4 years).

- Resets: Every 4 years
- Where to redeem: $100 Global Entry or $85 TSA PreCheck application fee
- Details: https://cardstack.money/benefits/citi-prestige-card-tsa-precheckglobal-entry.md

## Featured benefits

- **Priority Pass Select** (Airport lounge access): Complimentary Priority Pass Select membership with unlimited lounge visits for the member; bring two guests or immediate family (spouse, domestic partner, children under 18). Additional guests $27 each; enrollment required.

## Other benefits

- **Fourth night free on hotel stays**: Up to two uses per calendar year when booking a stay of four or more consecutive nights through the Citi ThankYou travel portal; benefit is based on the average nightly room rate before taxes and fees.
- **Cell phone protection**: Pay your monthly wireless bill with the card for coverage against theft or damage on up to five lines ($50 deductible per claim; limits per claim and per 12-month period per issuer terms).
- **No Foreign Transaction Fees**: No foreign transaction fee on purchases processed outside the U.S.; issuer and network rules still apply.


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CardStack automatically tracks the Citi Prestige Card's $350 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863