# Chase Sapphire Preferred® Credit Card

> Earn up to 3x on dining and 3x on streaming. $340+ in statement credits per year. $95 annual fee.

Canonical page: https://cardstack.money/cards/chase-sapphire-preferred-credit-card
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

## At a glance

- Issuer: Chase
- Network: Visa
- Annual fee: $95
- Rewards program: Ultimate Rewards (https://cardstack.money/programs/chase-ultimate-rewards.md)
- Total statement credits value: $340 per year
- Net value after annual fee: +$245 per year (credits value minus fee)
- Welcome offer: 75,000 Ultimate Rewards points after you spend $5,000 in the first 3 months.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 3x | Dining |  |
| 3x | Streaming |  |
| 2x | Travel |  |
| 2x | Flights |  |
| 3x | Vacation Homes |  |
| 2x | Hotels |  |
| 3x | Gas & EV Charging |  |
| 2x | Transit |  |
| 1x | All other purchases | Base earn rate |

## Statement credits

### Annual Hotel Credit - $100/yr ($100 annual)

Up to $100 in statement credits for hotel stays booked through the Chase Travel portal each account anniversary year (doubled from $50 in the 2026 refresh).

- Resets: Card anniversary year
- Where to redeem: Chase Travel (https://travel.chase.com), Booking.com (https://www.booking.com)
- Details: https://cardstack.money/benefits/chase-sapphire-preferred-credit-card-annual-hotel-credit.md

### TSA PreCheck/Global Entry - $120/yr ($120 every 4 years)

Application fee credit for Global Entry, TSA PreCheck, or NEXUS (every 4 years); added in the 2026 refresh.

- Resets: Every 4 years
- Where to redeem: Apply at ttp.cbp.dhs.gov or TSA PreCheck enrollment centers
- Details: https://cardstack.money/benefits/chase-sapphire-preferred-credit-card-tsa-precheckglobal-entry.md

### DoorDash Credit - $120/yr ($10 monthly)

Complimentary DashPass membership (activate by 12/31/2027) plus a $10 monthly promo on eligible non-restaurant DoorDash orders such as groceries, convenience, and retail (through 12/31/2027).

- Resets: 1st of each month
- Enrollment required: yes
- Where to redeem: Complimentary DashPass ($120/yr value) + $10 monthly non-restaurant promo
- Details: https://cardstack.money/benefits/chase-sapphire-preferred-credit-card-doordash-credit.md

## Featured benefits

- **Apple TV** (~$156/yr value): Complimentary Apple TV subscription for one year when you activate by December 31, 2026. One-time activation through Chase; promotional and subject to Apple and Chase terms.

## Other benefits

- **Bonus Categories**: 5x on Chase Travel purchases and 3x on online grocery where eligible; caps and definitions per Chase.
- **Gas and EV Charging**: Earn 3x points on gas station and EV charging purchases (added in the 2026 refresh).
- **Vacation Homes**: Earn 3x points on vacation home bookings at top brands including Airbnb and Vrbo (added in the 2026 refresh).
- **Car Rental Loss and Damage Insurance (primary)**: When you decline the rental company’s collision damage waiver and pay with the card, coverage may be primary for theft or damage (coverage order varies by product and rental type); terms and exclusions apply.
- **Trip Delay and Cancellation Insurance**: May cover certain losses for covered delays or cancellations; limits and exclusions apply.
- **Emergency Evacuation and Transportation**: Coverage toward transportation and related services for a covered emergency evacuation when sick or injured on a trip; limits and exclusions apply (added in the 2026 refresh).
- **5x on Lyft Rides**: Earn 5x total points on Lyft rides through September 30, 2027 (promotional).
- **5x on Peloton**: Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027, up to 25,000 bonus points (promotional).
- **Points Boost**: Earn extra value when redeeming Ultimate Rewards points on select top hotels and flights through Chase Travel.
- **10% Anniversary Bonus (ending)**: The 10% anniversary points bonus is discontinued for applications on or after June 15, 2026; cardmembers who applied earlier keep earning it on eligible purchases through October 1, 2026, paid by January 31, 2027.
- **World of Hyatt Transfers (changing)**: The Ultimate Rewards to World of Hyatt transfer ratio on this card moves from 1:1 to 4:3; for cardmembers who applied before June 15, 2026 the change takes effect October 1, 2026.
- **No Foreign Transaction Fees**: No foreign transaction fee on purchases processed outside the U.S.; issuer and network rules still apply.


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CardStack automatically tracks the Chase Sapphire Preferred's $340 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863