# Chase Freedom Flex®

> Earn up to 5x on travel and 3x on dining. No annual fee.

Canonical page: https://cardstack.money/cards/chase-freedom-flex
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

## At a glance

- Issuer: Chase
- Network: Mastercard
- Annual fee: $0
- Rewards program: Ultimate Rewards (https://cardstack.money/programs/chase-ultimate-rewards.md)
- Welcome offer: $200 bonus after you spend $500 on purchases in the first 3 months.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 3x | Dining |  |
| 3x | Drugstore |  |
| 5x | Travel | Travel Portal Only |
| 1x | All other purchases | Base earn rate |

## Other benefits

- **5% rotating quarterly categories (up to $1,500/quarter, activation required)**: See your issuer’s benefit guide for eligibility, limits, and exclusions.
- **Purchase Protection**: May cover eligible purchases against accidental damage or theft for a limited time after the purchase date; limits and exclusions apply.
- **Extended Warranty**: Adds up to one extra year to eligible U.S. manufacturer warranties of 5 years or less on covered purchases; limits and exclusions apply.
- **Car Rental Loss and Damage Insurance (secondary)**: When you decline the rental company’s collision damage waiver and pay with the card, coverage may apply for theft or damage to the rental vehicle; secondary to other insurance where applicable; terms and exclusions apply.


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