# Centurion® Card from American Express

> Earn 1x on all purchases. $2,089+ in statement credits per year. $5,000 annual fee.

Canonical page: https://cardstack.money/cards/centurion-card-from-american-express
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

## At a glance

- Issuer: American Express
- Network: Amex
- Annual fee: $5,000
- Rewards program: Membership Rewards (https://cardstack.money/programs/amex-membership-rewards.md)
- Total statement credits value: $2,089 per year
- Net value after annual fee: $-2,911 per year (credits value minus fee)
- Welcome offer: No public welcome bonus; the card is invitation-only and American Express does not market a standard public offer.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 1x | All other purchases | Base earn rate |

## Statement credits

### Saks Fifth Avenue Credit - $0/yr ($250 quarterly)

Previously up to $250 in statement credits each quarter on eligible Saks Fifth Avenue purchases, up to $1,000 per calendar year. The final eligible quarter ended June 30, 2026; as of July 1, 2026 this benefit was replaced by the Resy Dining Credit.

- Resets: Quarterly
- Where to redeem: Saks Fifth Avenue stores or saks.com
- Details: https://cardstack.money/benefits/centurion-card-from-american-express-saks-fifth-avenue-credit.md

### Resy Dining Credit - $1,000/yr ($250 quarterly)

Up to $250 in statement credits each quarter (up to $1,000 per calendar year) on purchases at 10,000+ qualifying U.S. Resy restaurants, select Resy event tickets, and dining or events at Centurion New York. Enrollment required. Introduced July 2026 as the successor to the Saks Fifth Avenue credit. Terms apply.

- Resets: Quarterly
- Enrollment required: yes
- Where to redeem: Qualifying U.S. Resy restaurants, select Resy events, and Centurion New York
- Details: https://cardstack.money/benefits/centurion-card-from-american-express-resy-dining-credit.md

### CLEAR+ Credit - $369/yr ($369 annual)

Up to $369 in annual statement credits for CLEAR Plus membership after enrollment, covering the cardholder and eligible family members on the same account. Terms apply.

- Resets: Calendar year
- Where to redeem: CLEAR Plus membership for cardholder and eligible family members
- Details: https://cardstack.money/benefits/centurion-card-from-american-express-clear-credit.md

### Uber Cash - $180/yr ($15 monthly)

$15 in Uber Cash each month, plus a bonus $20 in December (up to $200/year), to use on rides and orders in the U.S. after adding the Centurion Card to your Uber account. Terms apply.

- Resets: 1st of each month
- Enrollment required: yes
- Where to redeem: Uber rides or Uber Eats (+$20 bonus in December)
- Details: https://cardstack.money/benefits/centurion-card-from-american-express-uber-cash.md

### Uber One Credit - $120/yr ($120 annual)

Up to $120 in statement credits each calendar year after purchasing an auto-renewing Uber One membership with the Centurion Card. Terms apply.

- Resets: Calendar year
- Where to redeem: Uber One membership subscription
- Details: https://cardstack.money/benefits/centurion-card-from-american-express-uber-one-credit.md

### SoulCycle At-Home Bike Credit - $300 one-time

One-time $300 statement credit toward an eligible SoulCycle at-home bike purchase charged to the Centurion Card. Terms apply.

- Offer terms: One-time; eligible bike purchase
- Where to redeem: SoulCycle at-home bike purchase
- Details: https://cardstack.money/benefits/centurion-card-from-american-express-soulcycle-at-home-bike-credit.md

### Global Entry / TSA PreCheck Credit - $120/yr ($120 every 4 years)

Receive either a $120 statement credit for a Global Entry application fee every 4 years, or up to $85 for a TSA PreCheck application fee every 4.5 years when charged to the Centurion Card. Global Entry approval includes TSA PreCheck access at no additional cost.

- Resets: Every 4 years
- Where to redeem: $120 Global Entry application fee, OR up to $85 TSA PreCheck (via official enrollment provider)
- Details: https://cardstack.money/benefits/centurion-card-from-american-express-global-entry-tsa-precheck-credit.md

## Featured benefits

- **Global Lounge Collection** (Airport lounge access): Global Lounge Collection access including Centurion Lounges, Delta Sky Club on eligible Delta itineraries, Priority Pass Select (enrollment required), Escape Lounges, Plaza Premium, and partner lounges. Centurion members receive two complimentary guests or immediate family at Centurion Lounges; guest rules vary by lounge network.

## Other benefits

- **Invite-only card**: Personal Centurion is available only by American Express invitation; public reports commonly cite a $10,000 initiation fee plus a $5,000 annual fee. No public welcome bonus is marketed.
- **Earn rule**: Public sources generally report 1 Membership Rewards point per dollar on eligible purchases, though American Express does not publicly market a fixed bonus-category structure for the Centurion Card.
- **Equinox access**: Centurion reports describe complimentary or credited access to premium Equinox membership tiers such as Destination Access / All-Access, commonly valued at up to $3,600 per year; exact enrollment terms and coverage can vary.
- **PS membership**: Complimentary membership to PS (formerly The Private Suite) at participating airports such as LAX and ATL; per-use suite fees still apply.
- **Delta Platinum Medallion Status**: Complimentary Delta Platinum Medallion status has been reported for personal Centurion cardholders, with benefits such as upgrade priority, checked-bag perks, and enhanced mileage earning. Enrollment and Delta terms apply.
- **Hotel elite status**: Reported hotel-status benefits include Hilton Diamond, IHG Platinum Elite, Marriott Gold, and Leaders Club Aurelian / Leading Hotels benefits after enrollment; exact partner list and level can change.
- **Car Rental Privileges**: Reported premium rental-car privileges include Hertz Platinum / President's Circle-style access and Avis President's Club-style benefits such as upgrades, priority availability, and expedited service where available. Enrollment required.
- **Centurion Concierge**: Priority 24/7 concierge support for travel planning, reservations, event access, shopping requests, and unusual logistics; this is one of the card's primary soft benefits.
- **Centurion International Arrival Services**: On eligible international premium-cabin itineraries booked through American Express Travel, a personal guide may help expedite customs and immigration at participating airports; baggage porter and ground-transport support may involve extra fees.
- **Fine Hotels + Resorts / Centurion Hotel Program**: Access to Amex premium hotel programs with benefits such as room upgrades when available, daily breakfast for two, late checkout, property credits, and preferred treatment at select luxury properties.
- **Exclusive dining, wine, and events**: Access to Centurion-only dining opportunities, private wine experiences, VIP entertainment access, and invite-only spaces such as Centurion Haus where available.
- **Travel and shopping protections**: Premium Amex protection suite may include trip delay/cancellation coverage, baggage protections, extended warranty, purchase protection, and related benefits; benefit levels vary by terms and underwriting.
- **No Foreign Transaction Fees**: No American Express foreign transaction fees on purchases processed outside the U.S.
- **No Preset Spending Limit**: The amount you can spend adapts based on purchase, payment, and credit history; balances generally must be paid in full unless Pay Over Time terms apply.


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CardStack automatically tracks the Centurion Card from American Express's $2,089 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863