# Capital One Venture Business

> Earn up to 5x on hotels and 5x on travel. $170+ in statement credits per year. $95 annual fee.

Canonical page: https://cardstack.money/cards/capital-one-venture-business
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

## At a glance

- Issuer: Capital One
- Network: Visa
- Annual fee: $95
- Rewards program: Capital One Miles (https://cardstack.money/programs/capital-one-miles.md)
- Total statement credits value: $170 per year
- Net value after annual fee: +$75 per year (credits value minus fee)
- Welcome offer: 100,000 bonus miles after you spend $10,000 in the first 3 months.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 5x | Hotels | Travel Portal Only |
| 5x | Travel | Travel Portal Only |
| 2x | All other purchases | Base earn rate |

## Statement credits

### TSA PreCheck/Global Entry - $120/yr ($120 every 4 years)

Up to $120 statement credit on Global Entry or TSA PreCheck® application fee, every 4 years.

- Resets: Every 4 years
- Where to redeem: Apply at ttp.cbp.dhs.gov
- Details: https://cardstack.money/benefits/capital-one-venture-business-tsa-precheckglobal-entry.md

### Capital One Business Travel Credit - $50/yr ($50 annual)

$50 annual travel credit toward bookings made through Capital One Business Travel.

- Resets: Calendar year
- Where to redeem: Bookings through Capital One Business Travel
- Details: https://cardstack.money/benefits/capital-one-venture-business-capital-one-business-travel-credit.md

## Featured benefits

- **Hertz Five Star Status** (Hertz Five Star status): Complimentary Hertz Five Star status. Enroll through Capital One online banking or Hertz Gold Plus Rewards.

## Other benefits

- **Lifestyle Collection**: Hotel program with $50 experience credit per stay, room upgrades when available, and 5x miles on hotel stays booked through Capital One Business Travel.
- **Capital One Business Travel**: Complimentary access to an all-in-one business travel management solution.
- **Earn rule**: 5x miles applies only to hotels, vacation rentals, and rental cars booked through Capital One Business Travel; non-portal travel earns the 2x base rate.
- **Flexible miles redemption**: Redeem miles via Capital One Travel, get reimbursed for travel expenses charged to the card, or transfer miles to 15+ travel partners.
- **Free Employee Cards**: Add employee cards at no additional cost; earn miles on their eligible purchases.
- **No Foreign Transaction Fees**: No foreign transaction fees on purchases processed outside the U.S.
- **Source note**: Capital One markets "$220 in credits" as $50 travel credit + $120 Global Entry/TSA + $50 statement credit; the third $50 statement credit is not detailed on the public product page and is not modeled as a structured benefit until terms are clarified.


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CardStack automatically tracks the Capital One Venture Business's $170 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863