# Blue Cash Preferred® Card

> Earn up to 6x on groceries and 6x on streaming. $120+ in statement credits per year. $95 annual fee.

Canonical page: https://cardstack.money/cards/blue-cash-preferred-card
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

## At a glance

- Issuer: American Express
- Network: Amex
- Annual fee: $95
- Total statement credits value: $120 per year
- Net value after annual fee: +$25 per year (credits value minus fee)
- Welcome offer: $250 statement credit after you spend $3,000 in the first 6 months.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 6x | Groceries | Up to $6,000 |
| 6x | Streaming |  |
| 3x | Transit |  |
| 3x | Gas & EV Charging |  |
| 1x | All other purchases | Base earn rate |

## Statement credits

### Disney Streaming Credit - $120/yr ($10 monthly)

DisneyPlus.com, Hulu.com, or Plus.espn.com subscriptions.

- Resets: 1st of each month
- Enrollment required: yes
- Where to redeem: Disney+ (https://www.disneyplus.com), Hulu (https://www.hulu.com), ESPN+ (https://plus.espn.com)
- Details: https://cardstack.money/benefits/blue-cash-preferred-card-disney-streaming-credit.md

## Other benefits

- **Purchase Protection**: May cover eligible purchases against accidental damage or theft for a limited time after the purchase date; limits and exclusions apply.
- **Return Protection**: May refund eligible items if a merchant won’t take them back within a limited return window; limits and exclusions apply.
- **Extended Warranty**: Adds up to one extra year to eligible U.S. manufacturer warranties of 5 years or less on covered purchases; limits and exclusions apply.
- **Car Rental Loss and Damage Insurance**: Coverage for theft or damage to a rental vehicle when you pay with the card and meet benefit terms; primary or secondary coverage depends on the card and rental; terms apply.


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CardStack automatically tracks the Blue Cash Preferred Card's $120 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863