# Blue Cash Everyday® Card

> Earn up to 3x on groceries and 3x on online shopping. $84+ in statement credits per year. No annual fee.

Canonical page: https://cardstack.money/cards/blue-cash-everyday-card
Markdown mirror for AI agents and LLMs. Full index: https://cardstack.money/llms.txt

## At a glance

- Issuer: American Express
- Network: Amex
- Annual fee: $0
- Total statement credits value: $84 per year
- Net value after annual fee: +$84 per year (credits value minus fee)
- Welcome offer: $200 cash back after you spend $2,000 in the first 6 months.

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 3x | Groceries | Up to $6,000 |
| 3x | Online Shopping | Up to $6,000 |
| 3x | Gas & EV Charging | Up to $6,000 |
| 1x | All other purchases | Base earn rate |

## Statement credits

### Disney Streaming Credit - $84/yr ($7 monthly)

Up to $7 statement credit each month (up to $84/year) when you pay for a DisneyPlus, Hulu, or Stream.ESPN U.S. subscription (including bundles) with the enrolled card. No minimum purchase. Subject to auto-renewal. Enrollment required.

- Resets: 1st of each month
- Enrollment required: yes
- Where to redeem: Disney+ (https://www.disneyplus.com), Hulu (https://www.hulu.com), ESPN (https://stream.espn.com)
- Details: https://cardstack.money/benefits/blue-cash-everyday-card-disney-streaming-credit.md

## Other benefits

- **Plan It®**: Buy now, pay later: split eligible purchases of $100 or more into equal monthly installments with a fixed fee; rewards still earned on purchases.
- **Purchase Protection**: Up to $1,000 per Covered Purchase for 90 days from the purchase date against theft or accidental damage; up to $50,000 per Card Member account per calendar year.
- **Car Rental Loss and Damage Insurance (secondary)**: Decline the rental company's collision damage waiver and pay with the card to be covered for theft or damage to the Rental Vehicle; not available in Australia, Italy, or New Zealand.
- **Global Assist® Hotline**: 24/7 coordination and assistance services when traveling 100+ miles from home; cardholder pays third-party costs.


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CardStack automatically tracks the Blue Cash Everyday Card's $84 in statement credits and reminds you before each one resets, so you use every dollar you paid for. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863
