# Amtrak Guest Rewards® Mastercard®

> Earn up to 2x at Amtrak and 2x on dining. No annual fee.

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## At a glance

- Issuer: First National Bank of Omaha
- Network: Mastercard
- Annual fee: $0
- Rewards program: Amtrak Guest Rewards
- Welcome offer: 12,000 bonus points after you spend $1,000 in the first 3 billing cycles after account opening (offer on amtrak.com/Apply; offers may vary elsewhere).

## Earning rates

| Rate | Category | Notes |
| --- | --- | --- |
| 2x | Amtrak travel |  |
| 2x | Dining |  |
| 1x | All other purchases | Base earn rate |

## Other benefits

- **Onboard food & beverage rebate**: 10% back as a statement credit on eligible onboard food and beverage purchases on Amtrak trains.
- **Points expiration**: Points do not expire as long as your Amtrak Guest Rewards credit card account remains open.
- **Redemption rebate**: 5% of redeemed points rebated when you redeem for Amtrak reward travel.
- **No foreign transaction fees**: On purchases outside the United States when you use the card (see Summary of Credit Terms for fees that may still apply).


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