# Bilt Mastercard® Palladium Annual Bilt Cash

> How to use the Annual Bilt Cash on the Bilt Mastercard® Palladium: value, eligible merchants, and reset schedule.

Canonical page: https://cardstack.money/benefits/bilt-mastercard-palladium-annual-bilt-cash
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## Key facts

- Card: Bilt Mastercard® Palladium (https://cardstack.money/cards/bilt-mastercard-palladium.md)
- Value: $200/yr ($200 annual)
- Resets: January 1 each year (or upon approval first year)
- Enrollment required: no
- Where to redeem: Automatically credited to Bilt Cash balance

## How it works

Automatically credited January 1 each year (or upon approval for first year). Up to $100 of unused Bilt Cash rolls over into the next calendar year.

## Other credits on the Bilt Mastercard® Palladium

- Bilt Travel Hotel Credit - $400/yr ($200 semi-annual) (https://cardstack.money/benefits/bilt-mastercard-palladium-bilt-travel-hotel-credit.md)
- Welcome Bonus - $300 one-time (https://cardstack.money/benefits/bilt-mastercard-palladium-welcome-bonus.md)
- Lyft Credit - $60/yr ($5 monthly) (https://cardstack.money/benefits/bilt-mastercard-palladium-lyft-credit.md)
- Peacock Credit - $36/yr ($3 monthly) (https://cardstack.money/benefits/bilt-mastercard-palladium-peacock-credit.md)
- Instacart+ Monthly Credit - $120/yr ($10 monthly) (https://cardstack.money/benefits/bilt-mastercard-palladium-instacart-monthly-credit.md)


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CardStack tracks this credit on your Bilt Mastercard Palladium and reminds you before it resets — plus every other credit, offer, and renewal in your wallet. Website: https://cardstack.money - App Store: https://apps.apple.com/app/apple-store/id6759270863